859-331-3447 | 800-964-8205 | NMLS # 505466

Here at C&O United Credit Union we offer many services to meet our members needs. Below you will find a list of some of our products that we offer. Please feel free to contact us about more information about any of our products in which you might be interested.

Checking & Savings Accounts

We offer several checking and savings accounts that are designed to fit each individual. Some of the options are

  • Regular Checking
  • Regular Savings
  • Vacation Club Savings
  • Special Savings
  • Escrow Account Savings
  • etc…

We offer Debit Card and ATM card options and over 300 ATM’s with no surcharge including Fifth Third Bank ATM locations.


We offer a wide array of loan options including auto, new home, home equity, etc. Please check with your local branch for our latest rates. Contact our Loan Specialist- Michelle Jackson NMLS #615336 at (859) 331-3447 for assistance with your loan needs.

Online Resources

We strive to make tools available to help you have access to your account. We offer the following online tools:

Other Resources

  • Sybil Audio Teller 859-578-3646

Did you know you can access your Credit Union account 24 hours a day, 7 days a week, from the convenience of any touch-tone telephone? It’s easy with our SYBIL audio response system. Whether it’s after regular business hours or the weekend, you can rest assured that information about your account is just a phone call away.
With Sybil you can:

  • Obtain balance information
  • Find out which checks have cleared
  • Make a withdrawal and have the check mailed to you
  • Make transfers between savings and checking accounts.
  • Plus a lot more…

You will need your member number and a 4-6 digit password to access the SYBIL system. You can pick your own password but you must call the Credit Union at (859) 331-3447 to activate it. Call the Credit Union today to get your password and to find out more about SYBIL. Call SYBIL at (859) 578-3646 for fast
account information.

  • Gift Cards, Money Orders, and Free Notary Service
  • Direct deposit and payroll deduction services
  • Discounts on auto and home insurance through Liberty Mutual for Members.