C&O United Credit Union Rates and
Borrowing Opportunities

Quick Links:
Home Equity Rates · Share Certificate Rates
Loan Calculator · Mini Loan Application

LOAN RATES
EFFECTIVE June 1, 2007

Take Advantage of Our Great
Loan Rates

New Auto (2007)	24 months	as low as 4.50% APR*
	36 months	as low as 4.75% APR
	48 months	as low as 5.00% APR
	60 months	as low as 5.25% APR
amounts $25,000 & up	72 months	as low as 5.50% APR




Used Auto (2003-2007 models)	24 months	as low as 4.75% APR
	36 months	as low as 5.00% APR
	48 months	as low as 5.25% APR
	60 months	as low as 5.50% APR




Used Auto (2002 & older)	24 months	as low as 5.50% APR
	36 months	as low as 5.75% APR




Signature		as low as 9.45% APR

Other Rates and Terms available
Rates are subject to change
*Annual Percentage Rate
Rates Based on Credit History

- Home Equity Rate -
Your Credit Union is offering 8.25% APR*
for 80% LTV (Loan to Value).
9.25% APR* for 90% LTV (Loan to Value).
(Maximum $50,000)
*Annual Percentage Rate (as of 7/16/07)

SHARE CERTIFICATE RATES

Term	Rate	APY*
3 Months	2.00%	2.02%
6 Months	2.50%	2.52%
9 Months	2.75%	2.78%
12 Months	3.50%	3.55%
24 Months	4.25%	4.32%
36 Months	3.70%	3.75%
48 Months	3.75%	3.80%
60 Months	3.80%	3.85%

Above rates require $500 Minimum Deposit

RATES IN EFFECT AS OF 2/4/2008
(RATES SUBJECT TO CHANGE WEEKLY, CALL FOR CURRENT RATES)
DIVIDENDS PAID MONTHLY 90 DAY PENALTY FOR EARLY WITHDRAWAL
*APR = Annual Percentage Rate *APY = Annual Percentage Yield

Call (859) 331-3447 or 1-800-964-8205 today!
Note: 11 month certificates renew at the 12 month rate

Loan Comparison JavaScript Calculator

Loan Calculator

To calculate the payment amount and the total interest of any fixed term loan, simply fill in the 3 left-hand cells and then click on "compute."

This JavaScript calculator was tested to work with Netscape Navigator 4.7 and Internet Explorer 5.0 or later

Liberty MutualTM - Helping People Live Safer, More Secure Lives.

BORROWING OPPORTUNITIES

Your Credit Union offers a variety of loans to meet your financial needs. We specialize in personal, confidential service and our low rates will save you money. When you need to borrow money, always check with your Credit Union first.
Types of Loans Available:

Vehicles

Share Secured

Holiday and Vacation

Real Estate

Signature

Consolidation

WHO MAY BORROW FROM THE CREDIT UNION
Any qualified member is eligible to borrow money. The Credit Union makes loans for many worthwhile purposes. A loan from your Credit Union allows you to take advantage of low rates and the convenience of payroll deduction.

APPLYING FOR A LOAN
To apply for any type of loan you must submit a complete loan application. You can fill out the form below and submit it to the Credit Union by e-mail. Your Credit Union offers preapproval on many of the loans available. This service allows you to shop for purchases such as new autos, knowing that your loan has already been approved.

To Calculate a Loan
Click here

MINI LOAN APPLICATION
- Use this Application to apply for most Credit Union loans including Holiday Loans and New/Used Car Loans -
*** Do Not attempt to apply for a loan online at this time. If you would like to apply for a loan, fill out this form, print it out, and mail it to:
     C&O United Credit Union
     3029 Dixie Highway
     Edgewood, Kentucky 41017-2362

Call (859) 331-3447 or 1-800-964-8205 today!
Or Contact us through e-mail at info@co-united.org

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